If you miss your Initial Enrollment Period, you may face late penalties and gaps in coverage. The good news is, we can review if you qualify for a Special Enrollment Period.

Medicare Advantage (Part C) is an all-in-one alternative to Original Medicare that may include extra benefits. Medicare Supplement (Medigap) works alongside Original Medicare to help pay out-of-pocket costs.

Yes, unless you already have creditable drug coverage. Medicare Part D helps cover prescription costs — and enrolling on time avoids late penalties.

That depends on the type of plan you choose. Some plans have networks, while others let you see any provider who accepts Medicare. We’ll help you find a plan that works with your preferred doctors.

Yes — you can review and switch plans during the Annual Enrollment Period each fall, or in certain cases with a Special Enrollment Period.